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Since 1 December 2015, those who have never owned or held an interest in a property (first time buyers) have been able to save towards buying their first home using the Government Help to Buy: ISA scheme.  Official statistics reveal that over one million Help to Buy ISA accounts have been opened since the scheme...
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It has been nearly ten years since the infamous case of Aston Cantlow v Wallbank, where a couple were forced to pay around £230,000 to their local parish church for repairs, reported here:- https://www.theguardian.com/money/2009/sep/28/glebe-farm-church-bill-sale After the case, the couple stated that they thought ‘Chancel Repair Liability’, the ability for a church to force a landowner...
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Established in 1936, the National House Building Council (NHBC) sets standards for its registered house builders and works to improve the construction quality of the homes they build. This is ultimately for the benefit of homeowners.   We ensure that when buying a new home that NHBC (or similar) is in place.   NHBC can...
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A property chain is a number of linked conveyancing sale and purchase transactions that are all reliant upon each part of the chain to complete. Chains can be short, i.e. you are selling your property to a first time buyer and you are buying a property that is empty.  Chains can also be quite long...
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Great news for the North East as Thirteen Housing Group announces plans to invest over £1 billion over the next five years into improving homes for existing customers as well as building new homes.  Some of these new homes will be available on the Help to Buy: Shared Ownership scheme. You can read more about...
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Increasingly over the last year more and more people have been looking to benefit from an Empty Homes Grant. This is a Local Authority grant available where buyers who are purchasing properties which have been vacant for 6 months or more can received a £5000 grant provided that the property is occupied within 3 months...
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A Government Help to Buy ISA is to help any first time buyer towards their purchase of their first ever home. You can open one with any amount of money up to £1,200.00, and then on a monthly basis you can save up to £200.00. Most banks have this facility, and once you have found...
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Japanese Knotweed can be a thorn in a homeowner’s side.  The plant can appear as small as 3cm tall and halt your house sale, stopping the purchase of your brand new home in its tracks.  If a valuation  detects the presence of Japanese Knotweed or such a fact is disclosed during the conveyancing process, a...
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When a property is purchased it usually has to be registered at HM Land Registry. The registration gives details on the title plan ofthe location of the property’s boundaries. In the majority of cases these boundaries are not fixed but give a general indication of where the boundary between properties lies. This can cause problems...
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When completing the Property Information Form during the process of selling a house, you are required to state whether or not the property is affected by Japanese knotweed. It is essential that you answer truthfully. If you answer untruthfully “no” or “don’t know” your buyer can come back to you and either rescind the contract...
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