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Hewitts Solicitors offer a wide range of services relating to wills, probate and lifetime planning. The services outlined below are not exhaustive. If you have an enquiry and are unsure whether we can assist, please get in touch for a quick conversation. In most cases, we will be able to confirm straight away whether we can help and explain the next steps.

Wills

Making a Will ensures certainty about what will happen to your assets when you die. The law does not provide a system of rules that is fair to everyone if someone dies without a Will, and the outcome may not reflect your wishes or family circumstances, for example:

  • A surviving spouse may not automatically inherit everything
  • If you are unmarried, your partner is not automatically entitled to your estate
  • Children will inherit at the age of 18, whether or not this is appropriate
  • If you are separated and have young children, the children’s other parent may be able to administer your estate
  • You can appoint Guardians to care for your children if they are under 18
  • If you are unmarried and have no children, your estate may pass to other relatives or the state

Drafting your will

Although anyone can draft a Will, the legal and practical complexities mean that the outcome may not be as you expect. The Wills Act sets out strict requirements for how a Will must be executed. If a document is not executed correctly, it may not be treated as a valid Will and could be of no effect or lead to unintended consequences.

When making a Will, important matters to consider include:

  • Who should administer your estate
  • If you have children, who should act as their Guardians
  • How you wish your estate to be distributed, including arrangements for blended families
  • Whether anyone may challenge your Will or be disappointed by exclusion, and how to protect your wishes
  • Whether your Will is tax efficient
  • Whether you are concerned about future care home fees
  • Whether property trust wills may be appropriate

Our charges start from £240 plus VAT (£288 inclusive) for a straightforward Will for one person.

If you would like to discuss how we can help, please contact a member of our team.

Lasting Powers of Attorney (LPA)

A Lasting Power of Attorney (LPA) is a legal document that allows you to appoint one or more people to act on your behalf if you are unable to manage matters yourself. Anyone over the age of 18 can make an LPA. There are two types:

Property and Financial Affairs: Covering matters such as bank accounts, investments, property and bills

Health and Welfare: Covering matters such as medical treatment, care arrangements and where you live

You must have the required mental capacity to make an LPA. If you do not have capacity, an LPA cannot be made and an application for a Deputy will be required through the Court of Protection.

When making an LPA, a certificate provider must confirm that you understand the document and are acting of your own free will. This may be someone who has known you for some time or a professional such as a solicitor or doctor.

Key considerations include:

  • Whether you need one or both types of LPA
  • Who should act as your Attorney(s)
  • Whether Attorneys should act jointly or independently
  • Whether you wish to include specific instructions

LPAs are complex documents that must be completed in a specific order. Errors cannot be corrected once submitted, and LPAs cannot be amended after completion. If mistakes are made and capacity is later lost, this can cause significant difficulties and additional cost.

LPAs must be registered with the Office of the Public Guardian before they can be used. They are important documents that can save time, cost and stress in the future.

Please contact a member of our team to discuss your options.

Court of Protection

The Court of Protection deals with applications relating to individuals who lack mental capacity to manage their financial affairs and/or health decisions. Where no LPA exists, the Court appoints a Deputy to act on the person’s behalf.

The purpose of the Court of Protection is to safeguard vulnerable individuals and ensure their affairs are managed properly. The Court works alongside the Office of the Public Guardian, which supervises Deputies and requires annual reporting on financial management.

Things to consider include:

  • Acting as a Deputy can be a demanding responsibility, particularly where estates are substantial
  • It is possible to appoint a Professional Deputy, and we can assist with this
  • A Deputy does not automatically have authority to sell property or make gifts, which require separate applications

Please contact a member of our team if you would like to discuss your options.

Probate

The term probate generally refers to the administration of a deceased person’s estate, whether or not a Will exists.

Where there is a Will, the estate is usually administered by an Executor. If there is no Will (known as intestacy), an Administrator is appointed in accordance with legal rules. The process typically involves obtaining a Grant of Probate or Letters of Administration.

Administering an estate can be onerous, particularly where there are complex assets, inheritance tax considerations, creditors, or multiple beneficiaries.

Executors and Administrators are personally liable for their conduct during the administration. Before accepting the role, it is important to consider:

  • Whether you have identified the most recent valid Will
  • Whether all assets and liabilities have been located
  • Whether property must be managed or sold
  • Whether all beneficiaries have been correctly identified
  • Whether inheritance tax is payable and all reliefs have been claimed

We can agree costs based on the level of assistance you require. We can obtain the Grant of Probate or Letters of Administration only, or assist with part or all of the estate administration process, including probate conveyancing.

Our hourly rate is £295, and we will provide an estimate of total costs at the outset. Fixed fees may be agreed for limited work where appropriate.

Please contact a member of our team if you would like to discuss your options.

Probate costs

Administering an estate typically involves the Personal Representatives extracting a Grant with the Probate Registry to enable them to access or sell assets.

We anticipate this will take between 10 and 14 hours work. Our charges will ordinarily range between £1350 and £3320 + VAT (£1620 and £3984 inclusive). The hourly rate applied will vary depending upon the fee earner dealing with your matter. Our lowest hourly rate is £160 + VAT (£192 inclusive), and our highest hourly rate is £295 + VAT (£330 inclusive).

The exact cost will depend on the individual circumstances of the matter. For example, if there is one beneficiary and no property, costs will be at the lower end of the range. If there are multiple beneficiaries, a property and multiple bank accounts, costs will be at the higher end.

We can handle the full process for you. This estimate is for estates where:

  • There is a valid will
  • There is no more than one property
  • There are no more than 3 bank or building society accounts
  • There are no other intangible assets
  • There are 1-5 beneficiaries
  • There are no disputes between beneficiaries on division of assets. If disputes arise this is likely to lead to an increase in costs
  • There is no inheritance tax payable and the executors do not need to submit a full account to HMRC
  • There are no claims made against the estate

Disbursements that are likely to be incurred (VAT is applicable where stated):

  • Probate application fee of £300.
  • Bankruptcy-only Land Charges Department searches (£6 per beneficiary)
  • Publish Notices in The London Gazette and a local newspaper – to protect against unexpected claims from unknown creditors – approximately £350 plus VAT (£420 inclusive)

Disbursements are costs related to your matter that are payable to third parties, such as court fees. We handle the payment of the disbursements on your behalf to ensure a smoother process.

Disbursements are in addition to our own costs.

Potential additional costs

  • If there is no will or the estate consists of any share holdings (stocks and bonds) there is likely to be additional costs that could range significantly depending on the estate and how it is to be dealt with. We can give you a more accurate estimate once we have more information.
  • Any disputes or claims are likely to incur additional costs which can be established once they become apparent.
  • If any additional copies of the Grant are required, they will cost £16.00 (1 per asset usually).
  • Dealing with the sale or transfer of any property in the estate is not included.

How long will this take?

On average, estates that fall within this range are dealt with within 6-8 months.

Typically, obtaining the Grant of Probate takes up to 16 weeks, depending on how quickly the Probate Registry are able to deal with the application.

Collecting assets then follows, which can take between 4-6 weeks. Once this has been done, we can distribute the assets, which would normally take 2 weeks.

Costs for obtaining the Grant only

We can help you through this difficult process by obtaining the Grant of Probate on your behalf.

We charge a fixed fee for this service, which starts from £950 + VAT (£1140 inclusive) for a standard application.

  • In addition, there are likely to be disbursements incurred (not subject to VAT), which are:
  • Probate court fee of £300.
  • Additional copies of the Grant of £16.00 each.
  • As part of our fixed fee we will:
  • Provide you with a dedicated and experienced probate practitioner to work on your matter
  • Identify the legally appointed executors or administrators and beneficiaries
  • Accurately identify the type of Probate application you will require
  • Obtain the relevant documents required to make the application
  • Complete the relevant HMRC form for you
  • Draft a legal statement for you to swear
  • Make the application to the Probate Court on your behalf
  • Obtain the Probate and securely send two copies to you

On average, obtaining the Grant of Probate takes 18-24 weeks, depending on how quickly the Probate Registry can deal with the application.

Trusts

There are many reasons why a trust may be appropriate as part of your estate and lifetime planning. Trusts can be used to help manage inheritance tax planning, protect assets for a vulnerable relative, set aside funds for children’s education, or achieve other specific personal or financial objectives.

Whether a trust is suitable will depend on your individual circumstances and what you are looking to achieve. There are several different types of trusts available, each with its own purpose and implications. Taking professional advice is important to ensure the right structure is put in place and that it works as intended.

If you would like an initial discussion to explore whether a trust may be appropriate for you, please contact a member of our team to talk through your options.